Yes, we offer a free policy review to find missing coverage and possible savings.
As independent brokers, we compare many markets to help you find the coverage that fits your life. Join us and Take the Leap with Tree Frog Insurance
Fastest way to get a quote
Fastest way to get a quote
Brenda Payne is the founder of Tree Frog Insurance and an independent insurance agent dedicated to helping individuals, families, and business owners find coverage that truly fits their needs. She focuses on clear guidance, honest advice, and building long-term relationships so clients can make confident insurance decisions.
Tree Frog Insurance helps business owners and families choose coverage that fits real life not generic templates. We specialize in commercial insurance for contractors and small businesses, plus trucking, home/auto, life, and Medicare guidance.
Simple insurance. Strong protection. Trust.
Protecting families and businesses daily.
Founder | Independent Insurance Agent
Independent Insurance Agent
Lynette brings years of experience helping individuals, families, and business owners find coverage that truly fits their needs. As an independent agent, she works with multiple carriers to provide options not pressure. Her approach is centered on listening first, understanding each client’s unique situation, and then recommending thoughtful solutions that offer long-term protection and peace of mind. Clients appreciate her clear communication, attention to detail, and commitment to doing what’s right every time.
Clear options, honest advice
Personalized coverage solutions
Kevin quickly became a beloved part of the Tree Frog Insurance family. His friendly personality and calm presence reflect the kind of care and compassion we bring to our clients every day. Whether greeting visitors or keeping the office spirits high, Kevin reminds us that insurance isn’t just about policies it’s about protecting what matters most, including our four-legged family members.
Friendly daily morale booster
Protecting furry family members
A quick call → we compare options → you get covered + support.
Tell us your business, vehicles, and jobs.
We match you with options that fit.
COIs, renewals, changes, and claims guidance.
A BOP (Business Owners Policy) usually includes General Liability + Property coverage. It protects your business from customer injuries, lawsuits, and damage to your equipment or building.
Yes, in most cases if you have employees, Workers’ Comp is required by law in Wisconsin and Illinois. It covers employee injuries and medical costs.
Most COIs (Certificates of Insurance) can be issued the same day often within minutes after coverage is active.
Yes, we offer a free policy review to find missing coverage and possible savings.
6233 Durand Ave, Suite 102-6 Racine, WI 53406
